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    • Useful info / Professional
    • 2026/10/16 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Are you facing divorce-related issues? ❓ Reasonable attorney fees.

    LAW OFFICES OF MIYUKI NISHIMURA
    We’ll help resolve your concerns at the Law Offices of Miyuki Nishimura.
    Are you facing issues such as divorce? ？
    Please feel free to contact us.
    Uncontested Divorce ＄ Starting at 1,500.
    All consultations are conducted in Japanese, so we’ll help ensure you fully understand the legal terminology and can make a decision without anxiety.

    Divorce

    Custody

    Child Support

    Spousal Support

    Division of Property

    Domestic Violence Prevention

    Premarital Agreement Premarital Agreement


    Please feel free to contact us with any concerns you may have.
    Miyuki Nishimura Law Office
    (323) 677-2632 Mon–Fri: 9 a.m. to 6 p.m.
    We are unable to return calls made from Japan. We apologize for the inconvenience, but if you are unable to reach us, please contact us via email.
    If you have any requests or questions, please contact us at the address below.
    miyuki@lawofficeofnishimura.com

    For appointments or inquiries regarding estimated fees, please contact us at the email address below. We will respond within one business day.
    joan@lawofficeofnishimura.com

    https://www.lawofficeofnishimura.com/ja

    • Useful info / Finance / Insurance
    • 2026/10/16 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    [Retirement Column Update] Social Security Benefits to Increase by 3.6% in 2027 ！ This Affects Even Those Who Haven't Started Receiving Benefits Yet ？

    **The Retirement Column has been updated ！ 📢**

    The “Retirement Column” provides useful information on retiring in the United States.

    In this installment, we’re covering the ** **the 2027 COLA （ Cost-of-Living Adjustment ・ ）** announced by the Social Security Administration （ SSA ）.

    A **3.6% increase** in Social Security benefits for 2027 has been announced.

    But, you might be wondering about this: ？

    ✅ What exactly is COLA? ？

    ✅ If benefits increase by 3 .6% increase— how much will your monthly payment actually change? ？

    ✅ This also affects people who aren’t yet receiving Social Security benefits ？

    ✅ What is the relationship between inflation and retirement planning? ？

    In this column, we explain these questions in an easy-to-understand way.

    In addition, in the previous column, under the theme **“It’s Important for Couples to Plan for Social Security Together: ？ What You Should Know Before Starting Benefits”**, we introduced spousal and survivor benefits.

    Going forward, we plan to share information on retirement planning—not just Social Security, but also 401(k)s, IRAs, annuities, and long-term care （ care coverage ）—information on retirement planning that is especially important to consider starting in your 50s.

    📖 You can view our latest retirement column via the link below ！

    Please take a look when you have a moment.

    Takeshi Yashima （ ）
    Financial Consultant / RSSA ®

    リタイアメント資産形成老後資金ソーシャルセキュリティーCOLA
    • Useful info / Transporation
    • 2026/10/16 (Fri)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Airport Transfer】Trusted and safe professionals. Leave it to us for your transportation needs.

    We can arrange for Japanese drivers in LA, SF, NY, Boston, and Washington, D.C. ！
    Leave your airport transfers to us when you’re returning to Japan temporarily or visiting family. Whether it’s early morning ・ or late at night, we’ll ensure a vehicle is available with advance reservations.
    This is a service you can use with peace of mind, without worrying about the time.

    ■ Why Choose Us?
    ･ Flexible service tailored to your 24-hour schedule
    • 30 years of proven experience
    • Serving a wide range of situations and needs since our founding in 1992
    • Unparalleled quality
    • Transfers tailored to flight schedules using regularly maintained vehicles

    ■ You can use our services in these situations
    ･Airport transfers
    ･Business visits
    ･ Enjoy a refined atmosphere even during your commute
    ･Group ＆ Event transportation is also supported smoothly with a comprehensive system

    Japanese language support available
    Please feel free to contact us 24 hours a day.

    • Useful info / Transporation
    • 2026/10/16 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Airport Transfer】Trusted and safe professionals. Leave it to us for your transportation needs.

    We can arrange for Japanese drivers in LA, SF, NY, Boston, and Washington, D.C. ！
    Leave your airport transfers to us when you’re returning to Japan temporarily or visiting family. Whether it’s early morning ・ or late at night, we’ll ensure a vehicle is available with advance reservations.
    This is a service you can use with peace of mind, without worrying about the time.

    ■ Why Choose Us?
    ･ Flexible service tailored to your 24-hour schedule
    • 30 years of proven experience
    • Serving a wide range of situations and needs since our founding in 1992
    • Unparalleled quality
    • Transfers tailored to flight schedules using regularly maintained vehicles

    ■ You can use our services in these situations
    ･Airport transfers
    ･Business visits
    ･ Enjoy a refined atmosphere even during your commute
    ･Group ＆ Event transportation is also supported smoothly with a comprehensive system

    Japanese language support available
    Please feel free to contact us 24 hours a day.

    • Useful info / Restaurant / Gourmet
    • 2026/10/16 (Fri)
    Vivinavi Hawaii

    【今夜19:45🎆】在住者さん・駐在員の方へ！ハロウィン前の金曜は、晩ごはん＆リッツ側ラナイで花火🎃

    今夜19:45は、毎週金曜恒例のヒルトンの花火🎆
    ハロウィン（10/31）まであと2週間。今週は「早めの晩ごはん→花火」の過ごし方をご紹介します。ジーニアスラウンジのリッツ側ラナイ（Ritz Side Lanai）からは、ヤシの木の向こうに上がる花火が見られます（動画は当店ラナイから撮影したものです）。

    ✅ 17:00〜18:30は、石焼ロコモコ $16・ゆずチキン $16・ガーリックシュリンプ $17🍽️
    ✅ キリン一番搾り $5 で乾杯してから、ゆっくり花火へ🍺
    ✅ 花火が見えるのはリッツ側ラナイだけ。ご予約のときに「Ritz Side Lanai」をお選びください
    ✅ ハロウィンや忘年会の集まりは、6名様からパーティーコースOK（$49〜）

    一週間おつかれさまの晩ごはんを、ワイキキのルーフトップでどうぞ。スタッフとのやり取りは日本語でOKです。
    📍 346 Lewers St 3F（入口の看板が目印・階段のみ）
    📱 LINEで相談 → https://lin.ee/pYCBjHR
    ※料理の価格は17:00〜18:30だけです。パーティーコースは税4.712%・サービス料18%別。花火の実施はヒルトン側の都合により変更・中止になる場合があります。

    花火金曜日ハロウィンワイキキディナー
    • Useful info / Professional
    • 2026/10/16 (Fri)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    📢Actus [Home Page Update] Check out the latest jobs and career-related postings!

    📢 [Website Update Notice]
    Every week, we post the latest job openings on our website and share updates on LinkedIn.

    💼 Follow us here for LinkedIn job postings and “Asked Recruiters” posts 👉 https://www.linkedin.com/company/2959262/admin/dashboard/
    This week’s blog topic on our website is: “I’ve heard salaries are higher than in Japan, but what is the actual annual salary for engineers in the U.S.? ？”

    When considering an engineering position while looking for a job in the U.S. ・ or changing careers, do you have this question? ？

    Actually, even though we use the general term “engineer,” job types—such as （ software ・, hardware ・, mechanical ・, and civil engineering ）—as well as company size, and work location—salary levels and compensation structures （ such as base pay ・, bonuses ・, and stock-based compensation ） can vary significantly. Simply looking at the “average annual income” won’t give you a true sense of the actual market rates.

    In Actus’s latest blog post, based on the latest data from the U.S. Bureau of Labor Statistics （ BLS ）, we provide a thorough explanation—ranging from annual salary ranges by job type ・ and region to the differences in compensation structures between major tech companies and small-to-medium-sized ・ startups.

    💡 Specific differences in median annual salaries by job type are ？
    💡 How should you compare base salary （ and RSU （ stock-based compensation ）? ？
    💡 Actual salary levels on the West Coast （—San Jose ・, Seattle ）—and on the East Coast （—New York ・, Boston ）—are ？ 💡 What are the key points to keep in mind when comparing them to annual salaries in Japan （ or Job Tags ）? ？

    —this guide clearly answers all these questions. Be sure to check it out via the links below ！

    🔗 Read the article
    https://actus-usa.com/blog/how-much-do-engineers-earn-in-the-u-s/

    A must-read for anyone who wants to work in the U.S. ！ The latest job listings, career change tips, registration, interview preparation, success stories, and more—it’s packed with ・ job-hunting information for the U.S. ！
    🔔 Click here to check the latest job listings
    https://actus-usa.com/search_job/
    👉 Every week, we deliver the latest recommended job listings and blog posts first. Please follow us ！
    https://www.linkedin.com/company/2959262/admin/dashboard/

    👉 Finding a Job in the U.S. ・ Click here for career change information
    🔄 The Job Search Process
    https://actus-usa.com/how-to-job-change/
    📝 How to Write a Resume
    https://actus-usa.com/tipshowtowriteresume/
    💡 Job Search ・ Career Change Tips
    https://actus-usa.com/category/tips/
    🎉 Success Stories from People Who Landed Jobs in the U.S.
    https://actus-usa.com/category/successstory/
    🗽 Blog About Working in the U.S.
    https://actus-usa.com/category/blog/
    🔔 Follow us 🔔
    📸 Check out the latest updates and career-related posts on Instagram 👉 https://www.instagram.com/actusconsultinggroup/
    💼LinkedIn. Find job listings and career-related posts here 👉 https://www.linkedin.com/company/2959262/admin/dashboard/

    • Useful info / Life / Housing
    • 2026/10/15 (Thu)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    If you're buying a home for the first time, there are some assistance programs you should know about.

    Even if you’re thinking, “I’d like to buy a home someday,” you might be hesitant to take that first step because you’re worried about the down payment or the cost of purchasing a home.


    Actually, the East Bay offers assistance programs specifically designed for first-time homebuyers.

    From BMR housing and home purchase assistance programs in Walnut Creek to down payment assistance programs in Emeryville,
    there are various options available depending on the area.

    https://www.walnutcreekca.gov/government/departments/ housing-programs/homeownership/find-a-below-market-rate-home-for-sale
    https://www.walnutcreekca.gov/Home/ Components/News/News/3918/17
    https://www.hellohousing.org/emeryville-down-payment-assistance

    Eligibility requirements and availability vary by program. Why not start by finding out what options are available? ？

    Please feel free to contact us for advice on finding a home.

    初めて家を買うイーストベイ不動産家を購入不動産購入バイヤー支援制度
    • Useful info / Travel / Leisure
    • 2026/10/15 (Thu)
    Vivinavi Kimitsu

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Birdwatching at nearby Lake Kameyama

    With a typhoon approaching, it’s hard to make plans for trips too far away.

    Why not try some birdwatching at nearby Lake Kameyama? ？

    Normally, our retreat plans—which include which includes activities like birdwatching, yoga by Lake Kameyama, and stargazing, but since we want you to experience more of the local charm, we’re happy to accommodate day-trip visitors who found us through Bibinavi.

    The fee is 1,500 yen per person; elementary school students and younger are free.

    The person in charge, （ Toyoshima ）, is available only during work hours on a request basis, so please feel free to reach out.

    You might be surprised to discover wild birds like these right here in the nature close to home at Lake Kameyama.

    For those not interested in birdwatching, we offer nighttime stargazing.

    Or, you can experience one of the retreat programs we usually offer here, such as a yoga session on the shores of Lake Kameyama.

    ・ Birdwatching
    ・ Lakeside Yoga ＆ Nature Guided Tour
    ・ Stargazing
    ・ Lakeside Yoga Only
    ・ Nature Guided Tour Only
    ・ Autumn Insect Hunting
    *All activities last approximately one hour.

    We offer a wide variety of activities like these.

    During this upcoming holiday weekend, we have availability on some days except for the 21st and 23rd.

    If you’re disappointed that you can’t travel far due to the typhoon, why not take this opportunity to rediscover the charms of the nearby Kazusa region and your local area? ？

    All activities require a reservation request, so so if there’s a specific experience you’d like to try, please feel free to contact us. （ Contact: Toyoshima ）

    With the unpredictable weather this fall making it difficult to plan trips far away, enjoying what’s close to home might be a great opportunity to shift your perspective.

    Let’s have fun together right here in our neighborhood—we look forward to seeing you.

    • Useful info / Travel / Leisure
    • 2026/10/15 (Thu)
    Vivinavi Kimitsu

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Newcomer Training at Kameyama Onsen Hotel Retreat Training to Enhance Corporate Team Power ！.

    Corporate Training ・ To Kameyama Onsen Retreat, a paradise for seminar camps ！

    "Our employees work energetically ！" "They work as a team ！" Many people say ！
    "Our dedicated retreat staff will help you communicate with each other through nature experiences. ・ We offer a training plan that will enhance your team's ability to communicate with each other through nature experiences.

    Training in outdoor recreation and SDGs activities such as chopping firewood and collecting fallen trees.
    After exercising, you can enjoy dinner using our signature Boso ingredients or take advantage of our natural hot springs.

    Please take advantage of our retreat training ！.

    • Useful info / Life / Housing
    • 2026/10/15 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Japan SIM" for temporary return to Japan

    Japan SIM for Temporary Departure

    How do you keep in touch with your friends during your stay in Japan ？
    Do you go right back and forth looking for WiFi spots ？ or do you rent a cell phone or WiFi every time you go back ？
    With "Japan SIM", you can say goodbye to such hassles.
    With Japan SIM, you can use data and calls as soon as you arrive in Japan.

    • Useful info / Life / Housing
    • 2026/10/15 (Thu)
    Vivinavi New York

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Japan SIM" for temporary return to Japan

    Japan SIM for Temporary Departure

    How do you keep in touch with your friends during your stay in Japan ？
    Do you go right back and forth looking for WiFi spots ？ or do you rent a cell phone or WiFi every time you go back ？
    With "Japan SIM", you can say goodbye to such hassles.
    With Japan SIM, you can use data and calls as soon as you arrive in Japan.

    • Useful info / Beauty / Health
    • 2026/10/15 (Thu)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Keratin treatment restores damaged hair and makes it silky ♪.

    This treatment replenishes hair protein to make hair beautiful and healthy.

    Recommended for those who are concerned about dryness and waviness caused by damage.

    Please feel free to make an appointment in Japanese ！.

    • Useful info / Beauty / Health
    • 2026/10/15 (Thu)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Milbon scalp care for healthy scalp environment ！.

    Maria Hair Studio's Recommended Menu ！ "Milbon Scalp Care".

    "Milbon Scalp Care" is a global brand that creates beautiful hair from 360 ° angles.

    Removes excess fatty acids that cause scalp problems and replenishes appropriate oil and moisture to create a healthy scalp environment.

    Please feel free to make an appointment in Japanese ！.

    • Useful info / Professional
    • 2026/10/15 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Are you facing divorce-related issues? ❓ Reasonable attorney fees.

    LAW OFFICES OF MIYUKI NISHIMURA
    We’ll help resolve your concerns at the Law Offices of Miyuki Nishimura.
    Are you facing issues such as divorce? ？
    Please feel free to contact us.
    Uncontested Divorce ＄ Starting at 1,500.
    All consultations are conducted in Japanese, so we’ll help ensure you fully understand the legal terminology and can make a decision without anxiety.

    Divorce

    Custody

    Child Support

    Spousal Support

    Division of Property

    Domestic Violence Prevention

    Premarital Agreement Premarital Agreement


    Please feel free to contact us with any concerns you may have.
    Miyuki Nishimura Law Office
    (323) 677-2632 Mon–Fri: 9 a.m. to 6 p.m.
    We are unable to return calls made from Japan. We apologize for the inconvenience, but if you are unable to reach us, please contact us via email.
    If you have any requests or questions, please contact us at the address below.
    miyuki@lawofficeofnishimura.com

    For appointments or inquiries regarding estimated fees, please contact us at the email address below. We will respond within one business day.
    joan@lawofficeofnishimura.com

    https://www.lawofficeofnishimura.com/ja

    • Useful info / Life / Housing
    • 2026/10/15 (Thu)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Ko Olani 3 bedroom corner unit, Kaka'ako area for sale.

    ！
    The Hawaii Lani Real Estate team has over 25 years of Hawaii real estate experience and knowledge.


    Sell your current property and buy your new property at the same time using capital gains tax planning,
    Buy a new investment property using the 1031 exchange tax deferral system,
    Buy a property in the mainland U.S. or in another island, Maui. Experienced in the sale of properties on the U.S. mainland and other islands, including Maui, and the purchase of properties on Oahu after the sale of properties on other islands, using tax reduction strategies.

    We can also manage your property after purchase and pay common expenses, insurance, taxes, etc. on your behalf.


    Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 27 years of Hawaii real estate experience.
    We continue to work with long-time clients and their families.
    We are also grateful for the many referrals we receive from our clients to their clients.
    We are very happy to meet new customers, and most of all, we are very happy that our customers are happy after a real estate transaction.


    Obtained Hawaii State Real Estate License （ RA in 1999.
    Obtained Hawaii State Real Estate Chief's License （ RB in 2009.
    Established Hawaii Lani Real Estate in 2010.
    Member of the National and Hawaii State Association of Realtors.

    Please feel free to contact Tomoko Kubiak for further information.
    Direct Phone Number ： 808 － 386 － 7984.
    Email Address ： tomokohawaiifudosan@yahoo.com
    : tomoko@hawaiilanirealty.com

    Experienced in condos in Waikiki and Ala Moana neighborhoods and also experienced in buying and selling properties in West Oahu.

    Please contact us through [Contact Us] above or "Send Message" below.

    ↓

    • Useful info / Medical
    • 2026/10/15 (Thu)
    Vivinavi Hawaii

    ドクター月川が答えるお悩み相談室　【更年期障害編】Vol.2

    前回は、更年期障害の原因と症状について説明いたしました。
    今回は、更年期障害の具体的なマネージメントについてお話を進めていきたいと思います。

    まず、代表的な症状を挙げてみます。
    1)月経周期の変化
    2)体温の変化、Hot Flash（ホットフラッシュ）、夜間の冷や汗
    3)性交時痛
    4)動悸、めまい、息切れ
    5)眼精疲労、視力の低下
    6)尿路感染症、膀胱炎、頻尿、夜間頻尿
    7)頭痛、肩こり、五十肩
    8)不眠症、または逆に常に眠い
    9)倦怠感
    10)ムードチェンジ、うつ状態、いらだちなど
    これらの症状はほんの一部で、医学書には200以上の症状が挙げられています。

    中でも、訴えの多い症状の一つがHot Flashで、多くの人がそのマネージメントに苦労します。
    対処法は
    ① できるだけ涼しい部屋で寝る。
    ② 夜間に暑くなったとき、すぐに温度調節ができるように、薄手のものを重ね着したり、着替えを用意したりして休む。
    ③ シーツなどの寝具類や寝間着は、通気性を保つため、できるだけ綿素材のものを選ぶ。
    ④ Hot Flashを感じたら、冷たい水を飲む。
    ⑤ 過度の飲酒は避ける。
    などです。

    次に多い症状は、性交時痛です。女性ホルモンの分泌が低下してくるため、膣壁も薄くなり、粘液の分泌も少なくなります。そのため、摩擦が生じ、性交時に痛みを感じるようになります。
    まず、薬局で販売されているK-Y Jellyなどの潤滑剤の使用をお勧めします。これらは水溶性で、一般的に使用しやすい製品です。
    それでも改善されない場合は、主治医に相談し、エストロゲンを含むクリームなどの処方を検討してもらいましょう。

    最後に、感情の変化、ムードチェンジについてです。精神的不安、不眠、寂しさ、うつ状態などが挙げられますが、これらの症状も女性ホルモンの変化によって起こることがあります。
    大半の人は自分で対処できますが、かなり重症になるケースもあります。
    ご自分で対処できないと感じたら、症状がひどくなる前に主治医の先生に相談しましょう。

    もう一つ、重要なことがあります。月経周期の変化を更年期の症状の一つと思い込んで、婦人科系の病気、いわゆる子宮頸がん、子宮体がん、卵巣がんなどを見逃さないようにしましょう。
    そのためにも、定期的に婦人科を受診し、必要な検診を受けることをお勧めします。

    今回は、更年期障害のマネージメントについて説明しました。次回は、更年期障害の治療についてお話を進めていきたいと思います。

    • Useful info / Professional
    • 2026/10/15 (Thu)
    Vivinavi Hawaii

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    For those who want to work in the U.S. ！ When you register with HRAIT, you will receive "direct offers" from companies.

    Now, HRAIT is receiving a surge of job requests from companies all over the U.S. ！

    Japanese ＋ Many companies are looking for bilingual people like you for jobs where you can use your English, work with no experience, or consult with visa support.

    ---

    ■ What you can do when you register with HRAIT

    - Scout from companies ・ Receive offers
    - AI will automatically recommend suitable jobs
    - Recruiters will
    - Career consultation support - Private job introductions
    - Check all US companies at once

    Registration is completely free ！

    You can start your job search in the US in an efficient way.

    ---

    ■ Free online "HRAIT IQ+ Job Seeker Consultation" now available ！

    "What jobs are available ？"

    "Where to start "

    "I am not confident with my resume …"

    These concerns and questions can be resolved in one

    HRAIT IQ+ Job Seeker Consultation （ Free ・ Online ）.

    Consultations ：

    - How to use HRAIT
    - What makes it easier to get offers
    - How AI matching works
    - Latest information on finding a job in the US
    - Matching your work history How to find a job that fits your work history

    and more in a short, easy-to-understand presentation.

    ---

    ■ Feel free to join us for a consultation ！

    You can participate from anywhere since it is online.

    There is no fee to participate. Those who have just started their job search are also welcome.

    👇 Register now for free ・ Book a consultation

    https://hr.aitworks.com/hraitiq-demo-jobseeker/

    HRAIT will be career in the United States.

    ---

    🌐 Contact （ Japanese OK ）

    Official website ： https://hr.aitworks.com/

    Email ： hr@aitworks.com

    • Useful info / Professional
    • 2026/10/15 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ~Column in BibiNavi~Attorney Joseph Pitera's "Family and Divorce Troubles" Rush Haven

    ~Column in BibiNavi~Attorney Joseph Pitera's "Family and Divorce Troubles"

    Helping all those who are suffering from family and divorce troubles.
    Under the supervision of Joseph Pitera, a lawyer with many years of experience and achievements since 1994, this site provides useful information for solving problems related to divorce, family troubles, and criminal cases related to them.
    In this age of information, we are here to provide you with correct information ・ and knowledge to help you resolve your problems quickly.


    Click here to access Bibinavi Life Supporters ！
    https://losangeles.vivinavi.com/jpn/ls/jpitteralegal/15

    • Useful info / Finance / Insurance
    • 2026/10/15 (Thu)
    Vivinavi Los Angeles

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Is your 401(k) from your previous company still sitting there untouched? ？

    **Retirement ・ 401(k) Rollover After Changing Jobs （ Rollover ）: A Beginner's Guide**

    If you’re currently working in the U.S. or have worked there in the past, you may be one of many people who have left their former employer’s 401(k) plan untouched after changing jobs or retiring. ？

    “Is it okay to just leave it as is? ？”
    “Should I roll it over into an IRA? ？”
    “What happens with taxes if I withdraw the money as cash? ？”

    Actually, there are several options for your 401(k), each with its own benefits and considerations.

    In this free online seminar, we’ll provide clear explanations in Japanese—from the basics of a 401(k) to the options you’ll want to consider after retirement ・ or a job change.

    **[What You’ll Learn in This Seminar]**

    ① **The Basics of a 401(k)**
    How they work, tax benefits, and key points to know

    ② **Options After Retirement ・ or Changing Jobs**
    Differences and considerations when leaving funds with your former employer, transferring them to your new employer’s 401(k), rolling them over to an IRA, or withdrawing them as cash

    ③ ** How to Prepare Your Assets for the Future**
    Common mistakes and how to choose the option that best fits your situation

    **[Date and Time]**
    October 19, 2026 （ Monday ）
    6: 00 （ Pacific Time ）
    8: 00 （ Central Time ）
    9:00 p.m. （ Eastern Time ）

    **[Format]** **
    Online Seminar

    **[Instructor]**
    Natsuko Mukai
    Financial Consultant

    ** [Recommended for]**
    - Those who have left their 401(k) from a previous employer untouched
    - Those who have changed jobs ・ or retired and are unsure how to manage their 401(k)
    - Those in their 40s ・ or 50s who have started seriously thinking about saving for retirement

    This is an opportunity to learn about your important retirement assets in preparation for your future retirement.

    [How to Register]

    If you would like to participate, please click the link below to register.

    After you register, we will email you a link to join the Zoom session.

    We look forward to your participation. ！

    *This seminar is intended for general financial education. It is not intended to provide individual tax ・ or investment advice.

    リタイアメント資産形成老後資金金融教育生涯収入

    First time free

    • Useful info / Beauty / Health
    • 2026/10/15 (Thu)
    Vivinavi San Francisco

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    No.1 Repeat Customer] Organic Gray Hair Dyeing （ Keratin Amino Acid Treatment ＋ Blow-Drying Included ） is $ 150 ！

    Nao'ru Beauty Salon's No.1 repeat customer, organic gray hair dye ！


    ＼ ＼ ＼ ＼ Our best special price ！ ／ ／ ／
    Organic Gray Hair Dyeing （ Keratin Amino Acid Treatment ＋ Including Blow-Dry ） $ 150 ！

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    Our salon is based on the concept of "Natual All" and uses oriental medicine such as Chinese herbs and Chinese medicine
    , Microblading ・ Nails ・ Facial ・ Body massage and other treatments are offered at this total beauty salon.


    ▼ ▼ ▼ ▼ ▼ Call or text ▼ ▼ ▼ ▼ ▼

    408-309- 9557

    [Reservations available ！ Japanese OK ！ Please call Miki at

    ヘアサロン日系サロンヘアカラー

    Organic Gray Hair Dyeing （ Keratin Amino Acid Treatment ＋ Blow-Drying Included ）...